Privacy Policy for Emerald Visilonary

Introduction to Our Privacy Practices

This Privacy Policy outlines how Emerald Visilonary collects, utilizes, stores, and safeguards your personal information when you access our website. Our platform serves as an informational and educational resource, particularly for the Real Money Basics course in Bangladesh. We do not engage in direct product sales, e-commerce transactions, or collect payment details. Our primary objective is to deliver valuable financial literacy content and insights, always prioritizing your privacy. We are committed to adhering to international privacy regulations, including GDPR (EU) and CCPA (US), alongside other relevant local laws.

Information We Gather

To enhance your learning experience and ensure the security of our educational platform, we collect certain types of information: Device and Technical Information: This includes your IP address, the type and version of your browser, operating system, device specifics, time zone settings, and cookie data. Usage Data: We track pages viewed, links clicked, time spent on various sections, the referring website or search engine, and your interactions with course content. User-Provided Information: This covers details you voluntarily provide, such as email addresses or other contact information submitted through course registration forms, inquiry forms, or feedback surveys. Cookies and Similar Technologies: These small files are placed on your device to remember your preferences, analyze site performance, and optimize the delivery of our course materials. We strictly collect only the data essential for the operation and continuous improvement of our financial literacy resource.

How Your Information Is Used

The data we collect serves the following important purposes: To improve the functionality and overall performance of the Emerald Visilonary website and the Real Money Basics course platform. To analyze user engagement and site usage patterns, allowing us to refine and enhance the delivery of our educational content. To identify and mitigate potential security threats, prevent misuse, and resolve any technical issues promptly. To send course updates, newsletters, or relevant notifications if you have opted into our subscription services. To personalize the content and recommendations you receive based on general user interests, solely for educational enhancement, not commercial advertising.

Sharing and Disclosure of Your Information

Emerald Visilonary maintains a strict policy: we do not sell your personal information. Data may be shared only under specific circumstances: With trusted third-party service providers who assist us with website analytics, hosting services, or technical support for the course platform. When legally mandated by government authorities or for compliance with regulatory obligations. In an anonymized or aggregated format for internal research, statistical reporting, or to further improve our educational offerings.

Third-Party Services and Promotional Content

Our educational resource may integrate analytics or advertising platforms like Google Analytics. These services might collect anonymized usage data to help us understand user behavior. You have the option to manage or opt-out of such data collection through their respective settings, for example: Google Ads Settings Facebook Ad Preferences Bing Ads Settings

Cookies and Tracking Technologies

Emerald Visilonary employs cookies, pixels, tags, and beacons for several reasons: To ensure the proper functionality of our website and course platform. To analyze website traffic and monitor user interaction with our content. To personalize the user experience for purely informational and educational purposes. You can manage your cookie preferences directly through your browser settings. Please note that disabling cookies may affect some features and the full functionality of our site.

Your Rights Regarding Your Data

Depending on your geographical location, you may be entitled to specific rights concerning your personal data. These typically include: Accessing the personal data we hold about you. Requesting correction of any inaccurate or incomplete information. Requesting the deletion of your personal data where applicable and legally permissible. Objecting to or restricting certain types of data processing. Requesting a portable copy of your data. For users within the EU, these rights are protected under GDPR; for California residents, under CCPA; and for other regions, under their respective local laws. All requests can be made by contacting us via our dedicated contact form or provided email address.

Data Security and Retention Protocols

We implement robust technical and organizational security measures to protect your personal data from unauthorized access, accidental loss, or misuse. Your data is retained only for the period necessary to fulfill the informational and educational objectives of the website, or to comply with our legal and regulatory obligations.

Children’s Privacy Protection

Our Real Money Basics course and website are intended for individuals aged 13 and older, or the minimum age as stipulated by local laws. We do not knowingly collect personal information from children. If you believe that we may have inadvertently collected such data, please contact us immediately so we can arrange for its prompt deletion.

Adherence to 'Do Not Track' Signals

Emerald Visilonary respects 'Do Not Track' signals transmitted by web browsers. However, these signals do not alter our data collection practices beyond what is legally required or necessary for the operational integrity of our educational resource.

Updates to Our Privacy Policy

We may periodically update this Privacy Policy to reflect changes in our website operations, educational offerings, or evolving legal requirements. The 'Last Updated' date at the top of this page will indicate the latest revision. We will endeavor to communicate any significant changes directly on our website.

How to Contact Us

Should you have any questions, concerns, or requests regarding this Privacy Policy or how Emerald Visilonary handles your personal data, please do not hesitate to reach out. You can contact us through the contact form available on our website or by using the provided email address. We are here to assist you.