Terms and Conditions for Emerald Visilonary

Welcome to the Emerald Visilonary Website. These Terms and Conditions govern your access to and use of our informational website, including all content related to the Real Money Basics course. By engaging with our platform, you signify your agreement to abide by all the terms outlined below. If you do not consent to these terms, please refrain from using this website. Our primary function is to provide educational and informational content, particularly focused on financial literacy for beginners in Bangladesh, and we do not offer direct sales of products or services.

1. Definitions of Terms

“User”, “you”, “your” – refers to any individual accessing, browsing, or interacting with the Emerald Visilonary website. “Company”, “we”, “our” – refers to Emerald Visilonary, the owner and operator of this website and provider of the Real Money Basics course. “Site” – refers to the entire informational website of Emerald Visilonary, encompassing all educational content, services, and functionalities.

2. Usage of Course Content and Materials

All content available on this website, including texts, images, videos, lecture recordings, and other educational materials related to the Real Money Basics course, are the exclusive property of Emerald Visilonary or its licensed partners. Users are permitted to: View and access course content for personal, non-commercial learning purposes. Download and print provided materials strictly for personal study and reference. Users are explicitly prohibited from: Copying, distributing, reproducing, or modifying any content without our explicit written consent. Utilizing any course content for commercial endeavors or any purpose outside personal education. Creating derivative works from our materials without prior written authorization.

3. User Submissions and Interactions

Users may have opportunities to post comments, questions, or other contributions related to the course or financial topics. By making such submissions: You affirm that your content adheres to all applicable laws and ethical guidelines. You accept full responsibility for the nature and legality of the content you submit. Emerald Visilonary reserves the absolute right to review, edit, or remove any user-contributed content at our sole discretion, without prior notification, if it violates our policies or is deemed inappropriate.

4. Privacy and Personal Data Handling

Your use of the Emerald Visilonary website implies your acceptance of our Privacy Policy. This policy thoroughly explains how we collect, use, and securely store your personal information, ensuring compliance with international data protection regulations such as GDPR, CCPA, and other relevant local laws applicable in Bangladesh and beyond.

5. Cookies and Web Tracking Technologies

The Emerald Visilonary website employs cookies and similar tracking technologies to enhance the user experience, analyze website traffic patterns, and deliver relevant educational content. Your continued use of this website signifies your consent to these practices, as detailed within our comprehensive Privacy Policy.

6. Links to External Websites

Our site may contain links to third-party websites or resources that are not owned or controlled by Emerald Visilonary. These external links are provided purely for your convenience and additional informational value. We bear no responsibility for the content, privacy policies, or practices of any third-party sites.

7. Disclaimer of Course Content and Website Warranties

The Emerald Visilonary website and all its educational content, including the Real Money Basics course materials, are provided on an “as is” and “as available” basis. While we endeavor to ensure the accuracy, completeness, and reliability of our content, we cannot guarantee that all information is entirely current, error-free, or continuously accessible. Your reliance on the information presented on this site and your use of the website itself are solely at your own risk.

8. Limitation of Liability for Damages

Emerald Visilonary, its instructors, and affiliates shall not be held liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your access to or use of, or inability to access or use, the website or any content, or any conduct or content of any third party on the website.

9. Modifications to These Terms

Emerald Visilonary reserves the right to modify or update these Terms and Conditions at any time without prior notice. We encourage users to regularly review this page for any changes. Your continued use of the website following the posting of any revised Terms will constitute your unequivocal acceptance of those changes.

10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Bangladesh, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Bangladesh, subject to applicable international agreements.

11. How to Reach Us

Should you have any questions, concerns, or require clarification regarding these Terms and Conditions, please do not hesitate to contact Emerald Visilonary. You can reach us through the contact form provided on our website or by using the designated email address for inquiries.